Need Money Fast? We Make It Happen.
Unlock Your
Financial Freedom
with Loring Loan
Unlock Your
Financial Freedom with Loring Loan
PRIVATE MORTGAGE LENDERS THAT MOVE AT YOUR SPEED
PRIVATE MORTGAGE LENDERS
THAT MOVE AT YOUR SPEED
Bad credit? No problem.
Need cash fast? Same-day decisions.
No Hidden Fees. No Upfront Costs.
Get a Free Loan Consultation Now*
Get a Free Loan
Consultation Now*
Florida’s Fast-Track Loan Experts —
No Upfront Fees, Ever
Florida’s Fast-Track Loan Experts —
No Upfront Fees,
Ever
NMLS Certified | Backed by Associates
Home Loan | Serving Tampa & Beyond
Fast Loan Approvals – Get funded in days, not weeks
1-on-1 Support From Loan Experts
20+ years helping Florida borrowers
Private, Hard Money Loans, & Cash-Out Refinances with Low or No Credit—Bad Credit OK!
Call For A Free Assessment
Private Mortgage
Loan Options That
Work for Real People
We work with private money home loan lenders across Florida to secure funding for people the banks overlook.
Hard Money Loans
Short-term financing based on property value—not your credit score. Fast cash for real estate investors and homeowners
Bridge Loans
Temporary funding to close fast while you wait on traditional financing. Great for fix & flips and time-sensitive buys.
Cash-Out Refinances
Turn your home equity into fast cash—even if your credit’s not perfect.
Bad Credit Loans
If you’ve got equity, you’ve got options—regardless of your credit history.
How It Works (It’s Simple!)
How It Works
(It’s Simple!)
STEP 1
Apply Online or Call Us
A quick form or a 5-minute
phone call is all it takes.
STEP 2
Talk to a Loan Expert
Get matched with someone who knows the market—& your needs.
STEP 3
Get a Custom Loan Offer
We build the terms around you.
STEP 4
Get Funded—Fast
Often in days, not weeks.
Because speed matters.
STEP 1
Apply Online or Call Us
A quick form or a 5-minute
phone call is all it takes.
STEP 2
Talk to a Loan Expert
Get matched with someone who knows the market—& your needs.
STEP 3
Get a Custom Loan Offer
We build the terms around you.
STEP 4
Get Funded—Fast
Often in days, not weeks.
Because speed matters
Prefer to talk to a person now?
Skip the wait and call
(813) 416-6602.
Florida’s Fast-Track
Loan Experts —
No Upfront Fees, Ever
Florida’s Fast-Track
Loan Experts —
No Upfront Fees,
Ever
NMLS Certified | Backed by Associates
Home Loan | Serving Tampa & Beyond
Single-Family Homes
Condos & Townhomes
Multifamily (2–4 Units)
Investment Properties
Commercial Real Estate
Mixed-Use Buildings
Land & Lots
Vacation Homes
Manufactured Home
(Must Be On Acreage)
Single-Family Homes
Condos & Townhomes
Multifamily (2–4 Units)
Investment Properties
Commercial Real Estate
Mixed-Use Buildings
Land & Lots
Vacation Homes
Manufactured Home (Must Be On Acreage)
The process with Loring Loan was incredibly smooth and
efficient. Their team ensured I understood every detail and
made the documentation straightforward, giving me
confidence throughout the entire journey.
The process with Loring
Loan was incredibly smooth
and efficient. Their team ensured I understood every detail and made the documentation
straightforward, giving me
confidence throughout the entire journey.
Ashley Harris
Satisfied Customer
Let’s Get You
Funded—Fast!
Frequently Asked Questions
What credit score do I need to qualify?
We have experience in approving hard money loans and work with all credit types—including bad credit or no score.
How fast can I get funding?
Depending on the assessment, funding can happen as quickly as 3–5 business days.
What areas do you serve?
We lend throughout the entire Florida state.
Do you offer guaranteed approval?
No one can guarantee approval—but we approve loans other lenders won’t.
Can I qualify for a cash-out refinance with bad credit?
Yes! We work with homeowners who have low credit scores or recent credit issues. Your home equity matters more than your credit score.
How much can I borrow if my credit is poor?
It depends on your property value, existing mortgage, and equity. Even with bad credit, many borrowers can access 70–80% of their home’s value.
Will a cash-out refinance hurt my credit even more?
Not usually. In fact, some clients see their credit improve after refinancing and consolidating debts or catching up on payments.
Do I need income documentation to qualify?
Not always. We offer low-doc and stated-income options depending on the loan structure and equity.
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