CALL (813) 416-6602

Need Money Fast? We Make It Happen. 

Unlock Your
Financial Freedom
with Loring Loan 

PRIVATE MORTGAGE LENDERS THAT MOVE AT YOUR SPEED

Bad credit? No problem.
Need cash fast? Same-day decisions.
No Hidden Fees. No Upfront Costs.  

Unlock Your
Financial Freedom
with Loring Loan

Get a Free Loan Consultation Now*

Private Mortgage
Loan Options That
Work for Real People

We work with private money home loan lenders across Florida to secure funding for people the banks overlook.

  • Hard Money Loans

Short-term financing based on property value—not your credit score. Fast cash for real estate investors and homeowners

  • Bridge Loans

Temporary funding to close fast while you wait on traditional financing. Great for fix & flips and time-sensitive buys.

  • Cash-Out Refinances

Turn your home equity into fast cash—even if your credit’s not perfect.

  • Bad Credit Loans

If you’ve got equity, you’ve got options—regardless of your credit history.

How It Works (It’s Simple!)

STEP 1 

Apply Online or Call Us

A quick form or a 5-minute
phone call is all it takes.

STEP 4 

Get Funded—Fast 

Often in days, not weeks.
Because speed matters. 

STEP 2 

Talk to a Loan Expert 

Get matched with someone who knows the market—& your needs.

STEP 3

Get a Custom Loan Offer

We build the terms around you. 

Prefer to talk to a person now?
Skip the wait and call 
(813) 416-6602. 

Florida’s Fast-Track Loan Experts —
No Upfront Fees, Ever

NMLS Certified | Backed by Associates
Home Loan | Serving Tampa & Beyond  

  • Fast Loan Approvals – Get funded in days, not weeks
  • 1-on-1 Support From Loan Experts
  • 20+ years helping Florida borrowers

Private, Hard Money Loans, & Cash-Out Refinances with Low or No Credit—Bad Credit OK!

Call For A Free Assessment 

(813) 416-6602

Florida’s Fast-Track
Loan Experts —
No Upfront Fees, Ever

NMLS Certified | Backed by Associates
Home Loan | Serving Tampa & Beyond  

  • Single-Family Homes 
  • Condos & Townhomes 
  • Multifamily (2–4 Units)
  • Investment Properties 
  • Commercial Real Estate
  • Mixed-Use Buildings
  • Land & Lots  
  • Vacation Homes 
  • Manufactured Home (Must Be On Acreage)  
  • Single-Family Homes 
  • Condos & Townhomes 
  • Multifamily (2–4 Units)
  • Investment Properties 
  • Commercial Real Estate
  • Mixed-Use Buildings
  • Land & Lots  
  • Vacation Homes 
  • Manufactured Home 
    (Must Be On Acreage)  

The process with Loring Loan was incredibly smooth and efficient. Their team ensured I understood every detail and made the documentation straightforward, giving me confidence throughout the entire journey. 

Ashley Harris

Satisfied Customer

Let’s Get You
Funded—Fast!  

Get Free Quote

Let’s Get You
Funded—Fast!  

Frequently Asked Questions

We have experience in approving hard money loans and work with all credit types—including bad credit or no score.

Depending on the assessment, funding can happen as quickly as 3–5 business days.

We lend throughout the entire Florida state.

No one can guarantee approval—but we approve loans other lenders won’t.

Yes! We work with homeowners who have low credit scores or recent credit issues. Your home equity matters more than your credit score.

It depends on your property value, existing mortgage, and equity. Even with bad credit, many borrowers can access 70–80% of their home’s value.

Not usually. In fact, some clients see their credit improve after refinancing and consolidating debts or catching up on payments.

Not always. We offer low-doc and stated-income options depending on the loan structure and equity.